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SMS OTPs are unreliable

Carrier delays, blocked messages, costs $0.01–0.05 per OTP. WhatsApp delivers in 2 seconds at $0.004.

KYC over email is friction

Manual document collection creates delays and drop-offs.

Claim status calls overwhelm support

“What’s the status of my claim?” automate with a flow. Frees agents for the complex cases.

Compliance for finance is hard

Texnity supports audit logs, encryption, regional data controls, and role-based access for secure customer communication.

Payment reminders go unread

Email reminders open at 18%. WhatsApp at 98%. Late payments drop, cash collection improves.

Fraud risk via channels

Verified WhatsApp Business profile (green tick) + audit trail. Customers know it’s really you.

OTP delivery

2-second delivery. 99.99% rate. $0.004 per OTP. Fallback to SMS if WhatsApp unavailable.

KYC document collection

Customer uploads documents to chat. AI auto-extracts data. Routes to compliance team for review.

Claim status updates

“Claim status?” → flow looks up policy, claim ID, current stage, ETA. Cuts call volume 60%.

Payment reminders

EMI due in 3 days → 1 day → due-date. Pay link in chat. Late fees drop, NPS rises.

Loan application

Bot pre-qualifies, collects docs, schedules underwriter call. Cuts loan processing time 40%.

Insurance renewal

30 days before expiry: renewal nudge with quote. Pay in chat. Renewal rate jumps 35%.

SOC 2 Type II

Annual audited. Report available under NDA.

ISO 27001

Information security certified. Renewed annually.

GDPR + CCPA

Full compliance, including DPAs and data subject rights.

Regional data residency

US, EU, UK, India, Singapore, UAE. Pick where data lives.

End-to-end encryption

AES-256 at rest. TLS 1.3 in transit. Plus WhatsApp’s E2E.

Audit logs

Every access, every message, every change. 7-year retention.

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